Workers’ compensation is a type of insurance that pays certain benefits to employees who are injured on the job or who develop work-related diseases. Most employers in North Carolina are required to have workers’ compensation insurance to protect employees in the event of a workplace accident. Special rules apply to trucking companies and to construction contractors. View our resource to find out if your NC employer carriers worker’s compensation coverage.
The types of workers’ comp benefits that injured employees may receive include:
- Reasonable medical and rehabilitation expenses and reimbursement for mileage to doctor’s appointments
- Cash benefits for time off work if you are temporarily disabled
- Lump sum payments for disfigurement, loss of an important body part, or loss of hearing or vision
- Death benefits to dependents
What if the Workers’ Comp Claim is Not Approved?
Many legitimate claims are initially disputed or denied by employers and their workers’ compensation insurance administrators.
If the employer disputes the claim, then the worker has a right to appeal the denial. The appeals process has multiple steps and can be complicated. If the claim is disputed, the worker should have a knowledgeable workers’ compensation attorney review the details of the accident and provide guidance as to whether the injury should qualify for workers’ comp coverage.
Our knowledgeable attorneys can help you determine whether your employment status entitles you to claim workers’ compensation benefits.