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What To Do After a Rideshare Accident

Determining liability after a rideshare accident and which insurance policy applies can be complex. If you have suffered injuries in an accident involving a rideshare service, here are some steps you should take:

  • Get contact information: Get the name of the rideshare driver, the driver’s insurance information, and the name of the company that employs the driver.
  • Document everything: Take pictures or videos of the accident scene and all damaged property. The photos may provide helpful evidence.
  • Take notes: Keep a log of all conversations with the other driver, the rideshare company, and any other relevant parties.
  • Seek medical attention: A doctor can examine you and provide a diagnosis, along with a treatment plan. Stick to the treatment plan. Don’t miss any follow-up appointments. Insurance companies view gaps in treatment as an excuse to reduce or deny claims.
  • Report the accident: After a rideshare accident, you’ll need to report the accident to whatever rideshare service you were using. For Uber accidents, file a report here. For Lyft accidents, file the incident report here.
  • Lost income: If you are going to miss work as a result of your injuries, get a note from your doctor that your attorney can use to prove your lost income.
  • Maintain a pain and treatment journal: Document all your medical treatment, the extent to which your injuries affect your ability to perform your usual routines, and any level of pain you experience every day. This journal could be useful to help prove the extent of your injuries.
  • Speak With a Lawyer: After an accident involving a rideshare service, speak with a knowledgeable accident attorney who can review your case and guide you through the rideshare accident claim process.

Why Choose Younce, Vtipil, Baznik & Banks, P.A. To Deal with A Rideshare Accident?

rideshare accidentWhen it comes to finding an attorney to handle a rideshare accident, it is crucial to choose a firm with experience handling rideshare accident claims in North Carolina. The personal injury lawyers at Younce, Vtipil, Baznik & Banks, P.A. are experienced when it comes to standing up for people injured in rideshare accidents.

Our legal team has recovered many favorable settlements on behalf of clients throughout North Carolina. We understand that dealing with an accident and insurance companies can be stressful. We strive to provide you with a stress-free legal process.

With over a century of combined experience, the attorneys at Younce, Vtipil, Baznik & Banks, P.A. are committed to providing excellent and compassionate service to each client. We have staff members who are fluent in English and Spanish.

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How Much Compensation Can You Get for A Rideshare Accident Claim?

Those injured in rideshare accidents may seek compensation for the losses they endured due to their injuries caused by the negligence of others. Many factors affect the outcome of a claim, including the severity of the injuries and the insurance policies available to pay claims. Every case has unique factors that affect its value.

In a rideshare injury claim, you might be eligible to demand compensation for the following:

  • Medical bills
  • Lost wages
  • Pain and suffering
  • Emotional distress
  • Loss of companionship

Statute Of Limitations or Time Limit for A Rideshare Accident Claim In North Carolina

In North Carolina, the statute of limitations sets a specific period for filing a personal injury lawsuit after a rideshare accident. Generally speaking, you have three years from the date of an accident to file suit against the at-fault rideshare driver and/or rideshare company in North Carolina. It’s important to talk with a lawyer as soon as possible after an accident to understand how the filing deadline applies to your case.

Who Holds Responsibility in an Accident Involving a Rideshare Service?

After an accident involving an Uber or Lyft driver, determining who is legally liable for damages can be tricky. The potentially liable parties depend upon the circumstances of the crash. If you were a passenger being transported in a rideshare vehicle, the rideshare company may be financially liable as well as the rideshare driver.

Potentially liable parties could include:

  • The rideshare driver
  • The rideshare company
  • The other driver involved in the crash
  • The municipality responsible for maintaining the roads, if a road defect caused the crash

What Happens When The Rideshare Driver Is To Blame in an Accident?

Your ability to pursue compensation for a rideshare accident injury will depend on the individual circumstances of the accident. Uber and Lyft have substantial commercial liability insurance policies that cover losses caused by their drivers while actually driving for the company. The coverage limits vary depending on the rideshare driver’s status at the time of the accident.

When a rideshare driver is actively transporting a passenger or is en route to pick up a fare, the full coverage of an Uber or Lyft insurance policy is typically available. Uber and Lyft each carry $1,000,000 in third-party liability coverage, comprehensive and collision coverage for damage to the car, and uninsured/underinsured motorist bodily injury.

When a rideshare driver causes a crash while the rideshare app is turned on and the driver is waiting for a fare, the driver’s personal auto insurance may cover the accident losses up to the policy limits. Uber and Lyft may offer limited liability coverage in these cases of up to $50,000 per person and $100,000 per accident for bodily injuries, plus $25,000 for property damage.

When an Uber or Lyft driver is not on duty at the time of an accident, they are covered by the driver’s personal auto insurance. The minimum insurance coverage required in North Carolina is $30,000 per person and $60,000 per accident for bodily injuries, and $25,000 for property damage.

Most Common Causes of Rideshare Accidents

Rideshare services provide a convenient, economical way to travel, but traffic accidents can happen. Some of the most common causes of rideshare accidents include the following:

  • Distracted driving: When a rideshare driver’s attention is diverted from the road due to a distraction such as texting or changing the radio, it increases the risk of an accident.
  • Speeding: Excessive speed significantly reduces a driver’s ability to stop safely and increases the likelihood of a serious collision.
  • Driver fatigue: When drivers don’t get enough rest, they can get drowsy behind the wheel and fail to recognize and react to unexpected events on the road.
  • Poor weather conditions: Rain, snow, and ice can cause slippery roads and reduce a driver’s ability to control their vehicle, increasing their chances of getting into an accident.
  • Intoxicated driving: Driving under the influence of alcohol or drugs is illegal. Intoxicated drivers are more likely to make mistakes and put other drivers at risk.

Most Common Injuries of Rideshare Accidents

Being involved in an accident while riding in a rideshare vehicle can be a traumatic experience and cause serious injuries. Some of the most common injuries we’ve seen in North Carolina rideshare accident claims include:

  • Whiplash: Whiplash is one of the most common injuries from car accidents, including those involving rideshares. It occurs when the neck is jerked backward and forward, resulting in severe pain, stiffness, and limited mobility.
  • Back injuries: Back injuries are prevalent in car accidents, especially for those riding in the backseat of a rideshare vehicle. These injuries can range from muscle strains to herniated discs and cause chronic pain and discomfort.
  • Broken bones: Broken bones can include fractured skulls, broken ribs, and shattered arms and legs, which may require extensive medical treatment and rehabilitation.
  • Head injuries: Head injuries, including concussions and traumatic brain injuries, are among the most serious injuries that can occur in a car accident. Even a minor head injury can cause long-term neurological problems.
  • Internal injuries: Internal injuries may not be visible from the outside but can cause serious health problems if left untreated. These can include organ damage, internal bleeding, and other types of internal trauma.
Younce Vtipil Baznik & Banks personal injury law team

Schedule a Free Case Review with Our Experienced Personal Injury Attorneys

If you suffered injuries in a rideshare accident that wasn’t your fault, Younce, Vtipil, Baznik & Banks, P.A. can help. Our experienced attorneys can assist you in pursuing an Uber or Lyft accident claim demanding compensation for the injuries and losses you endured. Our attorneys understand how overwhelming a rideshare crash can be and can help you through the claims process. Call us today at 919-661-9000 for a free legal consultation with a rideshare accident lawyer.


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