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multi car accidentA multi-car accident involving three or more vehicles can cause severe injuries and be more complicated to resolve. Accidents involving multiple cars can lead to disputes about which driver is at fault and who should be financially liable for the injuries. You should not have to deal with these disputes on your own, especially if you are trying to recover from your injuries.

The experienced attorneys at Younce, Vtipil, Baznik & Banks, P.A. have the knowledge and tenacity to determine who should be financially responsible for a multi-car accident and help you seek justice. In a multi-vehicle accident, more than one driver (and their insurance company) may have financial liability. Our seasoned legal team will pursue the maximum compensation available from all insurance sources.

What To Do After a Multi-Car Accident If You Are Not Responsible for the Accident

Being involved in a multi-car accident can be upsetting and disruptive, especially if someone else’s negligence caused the collision. You should take the following steps to protect your legal rights after a car accident:

  • Seek medical assistance as soon as possible – After a multi-car accident, you might feel your injuries are minor. However, the shock of a crash can produce a rush of adrenaline that can mask pain. Some injuries are not immediately obvious. A day or two after a collision, you may wake up sore with neck pain and stiffness. Always seek medical treatment as soon as you feel any symptoms after an auto accident. Detecting car accident injuries early can allow your doctor to address them more effectively.
  • Gather evidence – Take photos and videos of the accident scene and collect other drivers’ vehicle registration and contact information.
  • Identify witnesses — Collect the names and contact information of anyone who witnessed the multi-car accident. Their statements can help determine what occurred and the at-fault party or at-fault parties. Remember that the liability insurance company is not liable unless their driver is liable.
  • Avoid making statements on social media about the accident – Insurance adjusters may take your statements about the car wreck or photos you post on social media out of context to deny car accident claims or minimize your injuries.
  • Contact an experienced North Carolina car accident attorney A seasoned accident lawyer can handle any communications with the insurer in a way that protects your accident claim. They can investigate the accident, identify all liable parties, and work to maximize your compensation.

What To Do After a Multi-Car Accident If You Are Responsible for the Accident

If you feel you are or may be at fault in the accident, contact your car insurance company immediately.

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Who Is at Fault in a Multi-Car Accident?

Determining fault in multi-vehicle accidents can be complicated. Police will investigate the collision, interview the drivers involved, and issue a report. However, the police report is not the last word in determining liability. In fact, police reports are often not even admissible in court. An experienced attorney will conduct an independent investigation of the car accident case (utilizing the police report among other things) and consider whether:

  • A driver was speeding or driving recklessly
  • A driver ignored traffic signs or signals
  • Drunk drivers were involved
  • Mechanical failures contributed to the accident
  • Weather conditions played a role
  • A driver was distracted by a cell phone or other activities

The accident may have been caused by a combination of the negligence of two or more drivers. When very serious injuries are involved, the attorney may need to hire accident reconstruction specialists to analyze a multi-vehicle collision. A reconstruction specialist will use forensic methods to investigate liability and may produce a report or video animation of the accident for use as evidence if the case goes to court.

You May Need To File Multiple Claims

If multiple vehicles are involved in a crash, you may need to file insurance claims against each at-fault party’s liability insurance coverage. The claims process requires a thorough knowledge of North Carolina personal injury law and the tenacity to negotiate car accident cases with multiple insurance companies.

Our experienced car accident attorneys can help you pursue all avenues to collect compensation to cover your medical bills, lost income, pain and suffering and other losses. Filing multiple claims can increase your chances of receiving fair compensation for your losses.

Compensation You May Be Entitled To Demand

If you sustained serious injuries in a multi-car accident caused by another party’s negligence, you may be eligible to seek compensation for the following types of expenses and losses:

  • Medical bills, including hospital bills, physical therapy, rehabilitation, and prescription medications
  • Lost wages if your injuries prevent you from working
  • Lost wages in the future if your injuries leave you unable to return to work or limit the type of work you can do and your future earning capacity
  • Physical pain
  • Emotional suffering
  • Loss of companionship
  • Costs of getting your car repaired

An experienced personal injury lawyer will calculate the total value of your losses and fight for what you deserve.

Limited Insurance Policy Problems

Sometimes the driver at fault in the accident does not have enough liability policy limits to adequately compensate multiple serious injuries. Prior to January 1, 2025, the minimum liability policy limits for bodily injury claims is $30,000 for any one person and $60,000 total for all injured people. After January 1, 2025, the minimum liability limits for bodily injury will be $50,000 per person and $100,000 combined for all persons injured in the accident. If there are multiple serious injuries, those amounts may be grossly inadequate.

Experience personal injury attorneys begin looking for additional insurance policies immediately.  One common source of additional compensation is underinsured motorist coverage. Underinsured and uninsured motorist coverage is a complicated topic that is covered in another article on this web site.

If multiple drivers are at fault, the sum total of their liability policies may be available to satisfy claims.

Types of Multi-Vehicle Accidents

There are various types of multi-car accidents, including:

  • Accidents at intersections, where two cars crash into each other, and another car crashes into one of them.
  • Multi-vehicle rear-end accidents, where a car pushes another vehicle into the back of a third, fourth, or even fifth vehicle.
  • Highway mayhem accidents, where a speeding motorist loses control of their vehicle and collides with several other vehicles.
  • Accidents due to inclement weather, where poor visibility and slippery conditions cause multiple vehicles to collide.

Common Injuries Suffered in Multi-Vehicle Accidents

The force of impact in a car crash can inflict severe injuries, including:

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Contact Our Experienced Accident Lawyers

If you suffered injuries in a serious car crash, life can be challenging. In addition to the physical pain and medical expenses, many people find that their injuries and emotional trauma interfere with their daily lives.

The lawyers at Younce, Vtipil, Baznik & Banks, P.A. understand your difficulties and emotional distress. We know the North Carolina personal injury law that applies to auto accidents. We want to help you move forward with your life.

Our auto accident attorneys are passionate about standing up for the rights of injured North Carolinians after motor vehicle accidents caused by someone else’s negligence. We are ready to help you pursue an accident injury claim. Contact us today at 919-661-9000 for a free consultation to learn more about your legal options.

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