When the insurance adjuster makes you a first offer, your response should depend on whether it is a reasonable offer. The attorneys at Younce & Vtipil will help you determine if the insurance company has made a reasonable offer. Please contact us
If the offer is reasonable, you can immediately make a counteroffer that is a little bit lower than your demand letter amount. This shows the adjuster that you, too, are being reasonable and are willing to compromise. In these negotiations, emphasize the strongest points in your favor — for example, that the insured was completely at fault, that you had a very painful injury, that your medical costs were reasonable, and/or that you had long-term or permanent physical effects.